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Mark S. Mears, CLU(R) - Life Insurance Agent


3905 Ft. Henry Drive, Suite #2
Kingsport, TN 37663

Phone:

423-239-3177, cell 423-361-9119

Fax:

423-239-3889

E-mail:

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Daytime Tri-Cities

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Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

6 Reasons to Work with a Financial Professional

CV_6_Reasons_2019.jpg

Daytime Tri-Cities

Watch our new message on Daytime Tri-Cities

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

6 Reasons to Work with a Financial Professional

CV_6_Reasons_2019.jpg

Daytime Tri-Cities

Watch our new message on Daytime Tri-Cities

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

6 Reasons to Work with a Financial Professional

CV_6_Reasons_2019.jpg

Daytime Tri-Cities

Watch our new message on Daytime Tri-Cities

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

6 Reasons to Work with a Financial Professional

CV_6_Reasons_2019.jpg

Daytime Tri-Cities

Watch our new message on Daytime Tri-Cities

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

6 Reasons to Work with a Financial Professional

CV_6_Reasons_2019.jpg

One of Tennessee's Top Agents

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The Odds We Live By

Among last week's headlines, two very different stories stood out. The first was impossible to miss: a nearly $1.8 billion Powerball jackpot finally found winners in Texas and Missouri. Big lottery wins always dominate attention—after all, who doesn't like to imagine what they'd do with a billion dollars?

The second story received a bit less coverage. It described a reporter testing a suit developed by MIT researchers to mimic the experience of being 80 years old—slower movement, reduced strength, diminished vision. Unlike the Powerball fantasy, this is a future many of us are statistically likely to reach.

And that contrast matters. The odds of winning Powerball are roughly 1 in 292 million. The odds of living to 80? About 50/50, and better with healthy habits. The lesson isn't to stop dreaming, but to prepare for the future we're most likely to live. A thoughtful strategy toward long-term goals can create stability and meaning over time—no lottery luck required.

Talking about his work philosophy in dealing with his clients, Mark speaks with sincerity and candor:  "It's not what you earn, it's what you keep!  I work to help business owners understand that if proper plans are not put into action before death, the family may loose the goose (their business) that lays the golden eggs."

Being a leader in the insurance and financial services industry means continually striving for improvement. To keep pace with clients' needs, Mears and Associates has access to new products, enhanced product features, expanded quality service, and pioneered new technologies. Breaking new ground is part of our tradition.

Our role is to educate and motivate clients and their advisors in addressing critical planning issues. 

Please use our site as a resource, and do not hesitate to contact us for additional information or to schedule a meeting. Thank you for your interest.

Considering some important issues now could provide more options in the event of early retirement.

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Summarizes new 401(k) features introduced under the SECURE 2.0 Act.

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Shows how transfer-on-death designations help avoid probate costs.

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Explains how future tax rules may impact deductibility of charitable donations.

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Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

How Long Will Your Funds Last?

Estimate the future cost of an item based on today’s prices and the rate of inflation you expect.

How much life insurance would you need to produce a sufficient income stream for your family?

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